In the Courts: Court Rules on Insurance Limits after Fire Kills, Injures Residents

In a case in which several residents died or were injured as a result of a fire at a nursing home, the Supreme Court of Connecticut has ruled on the provisions and limits of the organization’s professional liability insurance policy. Although the court opinion does not discuss the circumstances of the fire in detail, it indicated that the fire was started by a resident who smoked.

Following the incident, 13 negligence actions seeking damages for wrongful death or serious bodily injury were filed by the personal representatives of some of the deceased or injured residents. The professional and general liability insurer brought an action seeking...